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Loyalty pays well.

The Mutual Value Plan® (MVP) is just one of the ways that we're able to reward our
members and share in the long-term success of our company.

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If you're a current member, then you're eligible for the MVP program. You can be full-time or part-time, but you have to individually opt-in to be part of the plan. There is no cost to you to be part of the program.

The funding of the initial allocation is based on several factors but is roughly equal to one year's premium at $1 Million/$3 Million limits. Additional quarterly allocations will be determined by the Board of Directors on an annual basis.

Funds will be distributed when you permanently leave the practice of medicine. This can happen through retirement (if you're over 50), death, or disability. If you've been enrolled as an MVP for at least five years, you'll receive the full amount. If you haven't, you'll receive a prorated amount.

Download the Opt-In Form

More questions? We’ve got you covered.

Below are some Frequently Asked Questions and answers. Of course you can always contact our team at (800)342-2239 or

For further questions, please download our MVP Owner's Manual.

Owner’s Manual

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Our team is here to answer any questions you might have or to help you fill out a quote application.

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