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Terms of Service

This website is provided to you by State Volunteer Mutual Insurance Company and its subsidiaries (collectively, “SVMIC”) and is subject to the following Terms of Service. SVMIC reserves the right to update these Terms of Service at any time without notice to you.

Limitation of Liability

The information, materials, and resources found on this website are provided as a reference for our insureds and others interested in medical liability risk, patient safety and quality improvement, and the products and services offered through SVMIC. In no event shall SVMIC be liable for any damages of any kind whatsoever including, but not limited to, any special, direct, indirect, consequential, or incidental damages, or damage for loss of data, loss of use, loss of revenue or profits, whether or not advised of the possibility of such damage or loss, arising out of or related to this website or the information contained in it.

Professional Advice Disclaimer

This website is provided for informational purposes only and is not intended as legal, risk management, insurance, medical, accounting, tax or other professional advice or other advice whatsoever, or as a substitute for you consulting with your legal, risk management, insurance, medical, accounting, tax, or other professional services advisors. This website does not establish medical standards of care. Standards of care vary, depending on the unique presentation of each patient and the state in which services are rendered. This website is not a substitute for the reasonable discretion of skilled and informed healthcare providers.

Third Party Information

This website may feature materials, information, products, and services provided by third parties. Any such information, including but not limited to articles, press clippings, opinions, advice, statements, services, offers, or other information made available by third parties such as content providers and other users of this website are those of the respective third party and not of SVMIC. SVMIC makes no representation or warranty whatsoever with respect to, and SVMIC does not guarantee, sponsor, or endorse whatsoever, the quality, non-infringement, accuracy, completeness, timeliness, or reliability of such third-party materials, information, services, or products.

Linked Sites

Links to and from this website are offered as a convenience and are intended for informational purposes only. You should not interpret any link to or from this website as evidence of sponsorship, endorsement, or affiliation unless expressly stated. Additionally, the privacy policies and types of information collected through such links are unknown to SVMIC, and we assume no liability for your access or use of third-party sites.

User Accounts and Passwords

Portions of this website are intended for access and use by member physicians, their employees, other SVMIC clients, and SVMIC employees. Access to these portions is controlled by user IDs and passwords. In obtaining the user ID and password, you warrant that you are a physician, employed at a clinic, or are an SVMIC client, business partner, or employee. SVMIC will pursue all available legal remedies against unauthorized users. Users are responsible for monitoring and ensuring that all access to, and use of, the website is in strict compliance with the terms of these Terms of Service. SVMIC reserves the right to deny, modify, or terminate website memberships at any time, or to suspend, terminate, or remove any communications in violation of this Agreement.

No Unlawful or Prohibited Use

As a condition of your use of this website, you will not use the website for any purpose that violates any applicable laws or regulations, or that is prohibited by this Terms of Service. You may not use this website in any manner that could damage, disable, overburden, or impair any server that hosts this website, or the network(s) connected to any such server, or interfere with any other party’s use and enjoyment of this website. You may not attempt to gain unauthorized access through hacking, password mining, or any other means. You may not obtain, or attempt to obtain, any materials or information through any means not intentionally made available through this website.

Right to Terminate Access

SVMIC reserves the right, in its sole discretion, to terminate your access to this website and the related services or any portion thereof at any time, without notice.

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